Insurance
What kind of insurance do I need for an electric car?
The great news is you don’t need specialist insurance for electric cars. But there are some extras, like battery cover, you’ll want to check your policy has.
Yes. All the main breakdown services cover electric cars and more and more local garages can help out too.
Electric cars have fewer moving parts, so tend to break down less than petrol and diesel cars. If the worst happens and you do break down or have an accident, someone like the AA, RAC or Britannia Rescue can pick you up on a flatbed truck.
If you have an accident always contact your insurer first, as you might have free recovery under your policy. If you're comprehensively insured with LV= you do.
If you’ve run out of charge most will take you to the nearest charge point. Some, like LV=’s Britannia Rescue even have a big battery in their van to give you a zap and get you on your way.
It’s a good idea to check it’s included as standard because, unlike LV=, some insurers and recovery companies charge you extra or an excess if you run out of charge.
But it’s not likely to happen because electric cars, just like petrol or diesel, warn you miles before you run out of juice.
And that’s plenty of time to find one of 29,000 or more public charge points around the UK.